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Chief Executive Officer

Rajat provides marketing and product leadership. He is also the founder of Aeturnum Inc, an award winning IT solutions and services company that has a keen focus on working with tech startups. He hails from a data warehousing background and has designed key systems for the finance, retail, telecommunications and software products industry. He holds a Bachelor of Science in Electrical Engineering from Purdue University and has a keen interest in astronomy.

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Chief Customer Officer

Sash ensures that a persistent focus on the customer guides every action in the company. His experience includes working with startups and Fortune 500 companies, as well as enterprise software development. He has successfully run engineering and client services at Aeturnum Inc, and under his leadership Aeturnum was awarded Microsoft's Innovation Solutions Award in 2009. He holds a B.Sc. in Economics from the University of California as well as a post graduate diploma in business administration from the University of Leicester (UK). Sash enjoys motorsports and photography and lives with his wife and sons in Cambridge, MA.

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Director of Business Development

Michael joined Incentivio in September of 2015 and responsible for the growth and leadership of sales strategy and new business development at Incentivio. He is a results-oriented executive with over 25 years of accomplished professional work experience, encompassing sales, new-product roll-outs, marketing and client services for technology and service oriented companies. Michael is a graduate of High Point University with a B.S in Business Administration and Human Relations. He lives in Newburyport, MA and is an avid triathlete.


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Ann is a business advisor to the team and is an experienced executive in building companies that serve retailers and marketers. She previously served as the President & CEO of inStream and prior to joining inStream she served as Chief Strategy Officer for Vertis Corporation, a leader in print advertising and direct marketing, where she led North American sales, marketing, acquisitions and long term planning.

Ann also served as Senior Vice President of Sales and Marketing at News America Marketing to whom she sold Consumer Card Marketing, Inc., a leading international loyalty-marketing firm with an expertise in database marketing and CRM, which she co-founded. In addition, Ann has held senior management positions at Shawmut National Corporation, the Gillette Company, HP Hood, and Stop & Shop Supermarkets. She holds a BA and MBA from Michigan State.

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Varun Sehgal is an executive advisor to Incentivio with extensive global information systems, operations and business transformation experience.

He spent 18 years at Coach, Inc. most recently as Senior Vice President – Business Transformation. Previously he was also International CIO and led all global retail, ecommerce and marketing systems at Coach, Inc. He has an in-depth understanding of global retail and supply-chain businesses and all aspects of technology to help successfully deliver cross-functional and global solutions.

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Chuck advises the team on mobile strategy as well as business issues. He founded Apperian in 2009 after spending eight years as a Director at Apple, Inc where he helped integrate Apple technologies into Apple’s largest education and enterprise customer infrastructures. Apperian was acquired by Arxan in 2017. Chuck led Apple’s iPhone Enterprise Beta Program and helped Apple’s earliest adopters leverage iOS to empower a mobile workforce since the day it launched.

Chuck was also founder and CEO of Interactive Media Solutions, the leading provider of next-generation online recruiting tools for colleges and universities. At IMS, Chuck created America’s first “virtual open house” where students, faculty, and staff communicated in real-time and conducted virtual online leader-led campus tours.

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Michael is a business development advisor to the team. His experience includes hands-on expertise as he built a cutting-edge loyalty program while at Papa Gino’s/D’Angelo. He currently holds the position of President and CEO of Decas Cranberry Products Inc., an 82 year old family owned agricultural business which sells ingredients and branded packaged products to a diverse portfolio of customers.

Michael’s career includes senior management positions with New England Coffee/Reily Foods, Papa Gino’s Inc., Ocean Spray Cranberries Inc. and HP Hood. He served in a consultant/advisory role to the foodservice industry for several years. He holds an MBA from Suffolk University and a BA from Boston College. He is also active is many charitable causes, included being a Board Member of Easter Seals of Massachusetts.

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James Ray is an executive advisor to Incentivio and a renowned loyalty marketing and retail systems consultant. He brings 25+ years business experience focusing on the retail industry and consumer direct marketing organizations to Incentivio's business strategy and product planning process. James has served as EVP & CIO for two large North American consumer loyalty programs: the Air Miles travel rewards program in Canada, and Upromise. He has consulted with operators of numerous membership programs including NASCAR Racepoints, S&H Greenpoints, Staples Dividend Rewards, A.C. Moore Rewards, Transit Treasures, Quiznos Niize Rewards, Amoco Motor Club, U.S. Gold Association (USGA), and EONS, the boomers' online community. James received his BBA and MBA degrees from the University of Georgia and a degree in international business from Universiteit Nyenrode B.V. He also enjoys traveling and participating in motorsports.

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